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17.G
Sickness, Accident, or Emergency
A faculty member who becomes ill or injured while conducting University
business will be covered by Workers’ Compensation, which is administered
through the University’s Work-Connections Program at 615-0643
or toll-free at 977-869-5266. If the illness or injury is not work
related
or occurs during a vacation portion of business travel, faculty and
staff should rely on their usual benefits coverage. Accompanying
dependents
will be covered through their usual insurance company.
Any work-related injury or occupational illness must be reported immediately
by telephone to the faculty member’s department head, whether
it occurs inside or outside of the U.S. If the department head
cannot be
reached, faculty members should contact the UM Department of Public
Safety (DPS) at 763-1131 at any time; the office is open 24 hours
a day, seven
days a week. DPS will then forward the message.
Payment for health care expenses incurred outside of the U.S. usually
must be made in full at the time services are rendered. Reimbursement
is then sought from the insurance carrier upon arrival back to the
U.S., unless the illness or injury is work-related. If the illness
or injury
is work-related, the doctor or hospital will decide whether to bill
Risk Management directly. If the service is not direct-billed, reimbursement
is through Workers’ Compensation. Faculty members should remember
to keep all receipts for health care expenses and to request that
receipts
be itemized, in English if possible. See the Research and Travel website for in-depth information about medical, financial, legal, safety, and benefits issues relating to University of Michigan business travel at <www.umich.edu/~benefits/events/travel/index.htm>.
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